Affichage des articles dont le libellé est payments. Afficher tous les articles
Affichage des articles dont le libellé est payments. Afficher tous les articles

dimanche 15 décembre 2013

Accept card payments, using your smartphone

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I like to show my family just how rich and successful I am, so just last week I was making use of a discount voucher in Pizza Hut. After gorging myself on large amounts of “endless salad” and “unlimited soft drinks” I was sadly too fat to walk to the till to pay. Luckily the lovely waitress lady brought me one of those mobile payment machines so that I could whack my debit card in.

Now, I don’t know a fat deal about these machines other than the fact that the waitress sometimes pre-ticks that “Add tip?” question. They look, to my untrained eye, a bit expensive. So, if you’re running a business and want to take payments, getting the necessary kit is going to set you back a bit. The guys at payleven have a solution, and you already have half of it – your smartphone.

It’s easy to get going, you just need the free payleven app (available on iOS and Android) and a payleven Chip & PIN device. The two connect via Bluetooth, then you (as the retailer) just enter the payment amount on your phone whilst handing the Chip & PIN device to your customer. They enter their PIN as normal – a screen on the reader will let them know what’s happening. After everything is complete you can enter an email address for the customer on your phone to send a receipt. It’s that simple.

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Want a paper receipt? Well, if you want you can email an online printer and have a real paper receipt that way. You can even add a photo of the item and a description for the receipt too if you wish. You also get a transaction history section where you can resend receipts later too.

There’s no hidden fees or contracts, they just charge 2.75% fee of the transaction value, so if you sell a £50 item they’ll take £1.25 of that and the Chip & PIN device is just £59.95.

This is a properly mobile solution, so you don’t necessarily have to run a cafe or a butchers. You could run a market stall or a burger van – as long as your phone has a data connection you’re set, and it’s fully secure.

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